Pay everyone, in what they actually asked for.
Half the team wants stablecoin. Half of them have rent to pay in a currency that is not a stablecoin. They are in nineteen countries, and today that takes a payroll product, a contractor platform and a wallet somebody sends transfers from on the first of the month. Plaitr runs all of it from one balance, in one pass.
Plaitr is not a bank. Fiat accounts and payment rails are provided by licensed partner institutions. On-chain balances sit in your own self-custodial Squads smart account on Solana.
What this looks like today, and what it looks like here.
Three products for one payroll
A payroll provider for the employees in the country you are incorporated in, a contractor platform for everyone else, and direct transfers for the people neither one reaches.
One run, every payee
A saved group or a CSV covers employees, contractors and contributors in one pass, each line carrying its own amount, currency and rail.
The people who want stablecoin are paid by hand
Somebody opens a wallet, pastes addresses and sends transfers one at a time, then tells finance what happened afterwards.
Stablecoin payouts, gasless
USDC on Ethereum, Base, Arbitrum and Solana, or USDT on Tron and Solana, straight to the payee's address. Plaitr pays the network fee on every plan, so nobody's pay is reduced by gas.
The ones who want local currency absorb the cost
Without a fiat rail, a contributor takes stablecoin and off-ramps it themselves, paying a spread and a fee out of what was supposed to be their pay.
Local currency without an off-ramp of their own
Payouts land through local rails in 90+ countries and 30+ currencies, at mid-market with no spread, so a contributor receives what you intended to pay rather than what was left after their own conversion.
Payroll shows up in the books as a lump
One transfer out, reconciled later into individual people by whoever remembers what the run contained.
Each line is its own ledger entry
Every payment posts as it settles with the person, the currency, the rail, the applied rate and the approvers attached, then exports to Xero, QuickBooks, NetSuite or CSV.
The specifics.
| Payout reach | 90+ countries, 30+ currencies | Coverage depends on the partner institution serving each market and is confirmed at onboarding. |
|---|---|---|
| Pay in | Stablecoin or local currency, per person | USDC on four networks, USDT on Tron and Solana, or a local bank transfer — mixed freely within one run. |
| Run methods | Saved group, CSV upload, or API | Thousands of lines in one pass, behind the signing thresholds your smart account enforces. |
| Gas | Paid by Plaitr | Gasless stablecoin payouts on every plan. Gas never comes out of a payee's amount. |
| FX | Mid-market, no spread | The applied rate is disclosed before the run is submitted and recorded with each entry. |
| Employer of record | Not provided | Plaitr moves and records the money. It does not employ your team, file payroll taxes or issue local employment contracts. |
What Plaitr does not do.
Plaitr is software for moving and recording money. The list below is the boundary of that, written out here rather than discovered on a call.
- Plaitr is not an employer of record and does not provide local employment contracts.
- Plaitr does not calculate, withhold or file payroll taxes or social contributions in any jurisdiction.
- Plaitr does not determine worker classification. Whether someone is an employee or a contractor is your decision and your advisers'.
- Plaitr does not issue 1099s, W-2s or local equivalents.
- Plaitr does not administer benefits, pensions or token vesting.
- Plaitr is not a bank. Fiat rails come from licensed partner institutions.
Questions we get asked.
Elsewhere on Plaitr
Send us your payroll list.
Countries, currencies, and who wants stablecoin. We will tell you which lines we can pay today and which ones need an employer of record instead.