Receive and send USDC and USDT on supported networks, alongside your bank payments. Stablecoins are optional: use the payment method that suits your business.
USDC and USDT in the same account as your fiat, in and out. No second provider, no bridge to babysit, no separate reconciliation.
Reconciliation
AI
Stripe payoutMatched
Revenue+$12,430
AWS · monthlyMatched
Infra−$842
Amit · contractorMatched
Payroll−$4,200
Wire · Acme LtdMatched
Revenue+$18,000
Invoices, bills and payment records
Keep the document, counterparty and payment together. Review incoming bills and follow the status of money coming in and going out.
Activity · today
Stripe payoutACH · USD
+$42,120
Amit KulkarniWire · INR
−₹1,84,000
Acme LtdWire · GBP
+£18,400
Sofia ReyesSEPA · EUR
−€4,200
Nomu Pte LtdFAST · SGD
+S$9,240
Approvals before money moves
Send bills to the right people for approval. Once approved, the transaction is created and payment runs now or on its scheduled date.
Assets
On-chain
Total$105,450
USDACH · Wire
18,400.00$18,400
EURSEPA
24,600.00$26,540
GBPFaster Payments
9,640.00$12,240
USDCStablecoin
48,110.00$48,110
Crypto and fiat, in the same workflow
Receive business payments and pay vendors in the currencies they use. Keep stablecoin and bank payment activity in the same workspace.
Reconciliation
AI
Stripe payoutMatched
Revenue+$12,430
AWS · monthlyMatched
Infra−$842
Amit · contractorMatched
Payroll−$4,200
Wire · Acme LtdMatched
Revenue+$18,000
A workspace for your finance team
Give teammates the access their role needs, keep approval history and find the records behind a payment when you need them.
Compliance
Screened and booked like everything else.
Sanctions and address screening on every transfer in and out, posted into the same ledger as the fiat side.
Contributor runs and payroll.
Pay the core team, the contributor bench and a grant cohort from one balance. A saved group or a CSV, in stablecoin or local currency, in a single run.
Payroll · April run
2 / 4
Mar 27
Nova Labs Inc.····7810 · Chase
Apr 8Due today
Alex Whitmore····3356 · Barclays
Apr 11Due soon
Ember Solutions····6029 · Deutsche Bank
Apr 26Due soon
Meridian Pte Ltd····5187 · DBS
Signers, thresholds and roles.
Require sign-off above a threshold and set limits per person and per entity. The signing rule itself lives in your smart account, so the control holds even if our dashboard is down.
Approval workflow
3 of 5 approvals
PB
Priya BalachandranHead of Ops
Approved
MF
Mateus FerreiraFinance Lead
Approved
AO
Amara OkonkwoController
Approved
Awaiting CFO reviewCFO
Pending
Awaiting CEO reviewCEO
Pending
Blocked today3
Books an auditor accepts.
Every payout, conversion and incoming transfer posts to the ledger as it settles, with the counterparty, the rail and the applied rate attached. Close the month in an afternoon instead of reconstructing it from a block explorer.
Audit trail · April
6 entries
VendorAmountCategory
AWS$18,327.61Infra
Stripe$12,943.88Payments
Figma€21,504.29Design
Slack$2,000.00Software
Notion−£1,200.90Software
QuickBooks$15,000.00Accounting
AI reconciled100%
Custody
We cannot move your money. By construction.
Your treasury sits in a Squads smart account your company owns, signed by keys only your team can unlock. Plaitr never takes custody of your funds, never holds them in transit, and never holds a key that could move them. The threshold that authorises a payment is enforced by the contract on Solana, not by anything we run.
Smart accountSolana
Owned byNorthwind Trading Pte Ltd2 of 3
Authorized signers
YouFounder · Privy walletCan sign
Priya R.Finance · Privy walletCan sign
Marcus L.Operations · Privy walletCan sign
PlaitrNo key · no access · no custodyCannot sign
Signing via PrivyEnforced on-chain
Payment · awaiting signatures2 / 3
$48,200.00Acme GmbH · SEPA
signedAwaiting Marcus L.
Plaitr cannot sign, release or reverse this payment
Only your signers can sign.
Each signer's key is split two ways — one share sealed in a secure enclave, one that unlocks only with their own login. Both are required to produce a signature. Plaitr holds neither.
The threshold is enforced on-chain.
Your signing rules live in the Squads smart account on Solana, not in our policy engine. There is no admin switch, no override and no support path that moves money without your signers.
Your keys are yours to take.
Any signer can export their full private key at any time, in standard Solana format, and use it in any wallet. The account lives on-chain and keeps working whether or not Plaitr does.
Built onSquadsPrivySolana
Plaitr holds no customer funds at any point. On-chain balances are self-custodial in your own smart account. Fiat accounts and local rails are provided by licensed partner institutions, which hold the fiat leg under their own licensing and custody. Read the security architecture.
Settlement that ignores the banking calendar.
Gasless on every plan — Plaitr pays the network fee, and the payout does not wait for a Monday.
Plaitr is a financial technology company, not a bank. Banking services are provided by licensed partner institutions.
Inside the account
Stablecoins, fiat and the ledger on one surface.
Balances$105,450.00
USDACH · Wire$18,400.00
EURSEPA€22,140.00
GBPFaster Payments£18,400.00
USDCStablecoin$48,110.00
Balances across currencies
PaymentToday
→€22,140.00
Initiated09:41
Screened09:41
In transit09:42
Settled09:44
A payment, end to end
ReconciliationApril
Stripe payoutRevenue+$42,120.00Matched
AWSInfrastructure−$8,240.00Matched
FigmaDesign−€21,504.29Matched
Unreconciled
0
Matched as it settles
The rail your counterparties already quote.
USDT on Tron across Asia, Africa and LATAM; USDC on Ethereum, Base, Arbitrum and Solana everywhere else.
One balance$78,910.00
USDFiat · ACH, Wire$18,400.00
EURFiat · SEPA€12,240.00
USDCStablecoin$48,110.00
Screening
On every transfer
Off-ramp
Stablecoin in. Bank transfer out.
Your account has its own wallet address, so USDC arrives next to your fiat with no claim step and nothing to move yourself. Convert at mid-market with no spread, then pay out over ACH, wire, SEPA or local rails. No exchange account, and no one on the team wiring company money from a personal one.
TransferToday
From$24,000.00ACH · USD
→
To€22,140.00SEPA · EUR
Transfer fee
$0.00
FX rate
Mid-market
Payouts
Tell us who to pay. We handle the rail.
Contributors, grantees, vendors and the core team, across 90+ countries, from the same balance. Each payee takes stablecoin or their own currency, whichever they asked for, and your team never picks a network or manages a provider. Stablecoin payouts are gasless: Plaitr pays the network fee.
ReconciliationApril
Stripe payoutRevenue+$42,120.00Matched
AWSInfrastructure−$8,240.00Matched
SlackSoftware−$1,240.00Matched
Unreconciled
0
Books
The ledger is written as the money moves.
Because the payment goes through Plaitr, the transaction and the journal entry are created together — counterparty, rail and applied rate attached, fiat and on-chain alike. Nothing is reconstructed from a block explorer at quarter-end, and the period exports to Xero, QuickBooks, NetSuite or CSV.
Same contributor payout. One path crosses four tools, four fee lines and a quarter-end cleanup. The other is one transfer at mid-market, gas included, with the ledger already written.
The old way3–4 days
Four tools, four handoffs.
Money and information hop between systems that don’t talk to each other. Finance stitches it back at month-end.
1
The multisigTreasury is safe, and cannot pay a hosting invoice
—running · —
2
Exchange, then the bankUSDC sold on someone's account, wired to the company
$35running · $35
3
Payout providerContributor paid in local currency, 1.5% spread
+$22running · $57
4
BookkeeperChain and bank matched by hand at quarter-end
hoursrunning · $57
PlaitrOne click
One account. One click.
Same balance runs payments, FX and books. Amit gets paid on his local rail; the ledger updates while it’s happening.