Keep more of what you move.
A bank takes around 3% of a cross-border payment, most of it buried in the exchange rate where it never shows up as a line item. We take 0.75%, and we print it.
Gasless stablecoin payouts on
- Standard
One account. Every currency. No commitment.
Free forever
0.75% on money in and money out
What's included
Get paid locally
Local account details in your customers' currency, landing as one USD balance.
Pay anyone
Send to a bank account, a wallet, or an email address. Stablecoin payouts land the same day.
Gasless payouts
No gas, no network fees, and nothing added on top.
Your team, with roles
Invite your team and control what each person can see and do.
Mid-market FX
The rate you see is the rate applied. The fee is the percentage above, never a spread hidden inside the rate.
- Premium
More access. More control. A team behind you.
$99 / month
0.50% on money in and money out
Requires $20,000 in liquid assets as proof of funds.
Everything in Standard, plus
Your team, in your Slack
A named account manager and the people who actually run your payments, in one shared channel.
Same-day compliance
Reviews and limit changes handled in hours, not business days.
Executive onboarding
A 30-minute session to set up your account, workflows, and team.
New features included
Everything on the roadmap below lands on Premium at no extra cost.
- Enterprise
Your volume. Your corridors. Your terms.
Custom pricing
No fee on ACH and wires
Priced against your volume. Talk to us before you commit.
Everything in Premium, plus
Free ACH and wires
The percentage comes off the bank rails entirely. Domestic and international, in and out.
Volume pricing
A rate set against the volume and the corridors you actually run.
Corridors built for you
Currencies and chains we do not carry yet, added for your routes on a timeline we agree up front.
Limits set around your flow
Transfer and settlement caps agreed against your real volume, not a default.
Procurement-ready
An SLA, settlement windows, and the security review and data agreement your legal team needs.
You pay to cross borders. Nothing else.
$0
to open, hold, and move your own money
You pay when money crosses a border, and you see that price before you send. Everything around it is free.
Opening an account
No setup fee, no application fee, no deposit required. KYB is included.
Holding a balance
No custody fee, no minimum balance, no monthly fee on Standard.
Gas on stablecoin payouts
The network fee is ours. Payouts are gasless on every plan.
Local account details
Your own details in eight currencies, provisioned at no charge.
Your whole team
Invite everyone, with roles. There is no per-seat price on any plan.
The FX rate itself
Mid-market, with no spread. The percentage is the fee, and it is never folded into the rate.
Quotes and receipts
The whole cost before you send, and proof after every payout.
Approvals and limits
Controls in front of a payment, on every account.
What are you leaving on the table?
Set your flows. The saving on the right is yours, not ours.
Monthly money out
Cross-border spend
Vendors, contractors, payroll, anything leaving
I also collect from abroad
Our rate is charged both ways, so collections count
Monthly money in
Sales or client payments landing cross-border
What you pay today, all-in
Estimated annual saving
$21,312 / yr
On $75,000 a month, moving to Plaitr Premium.
The same year on Plaitr
All-in 0.75% of what you move
All-in 0.63% of what you move
Above about $39,600 a month, the 0.25 points Premium saves is worth more than its $99, so it costs less than the free plan.
An estimate on the figures you set, not a quote. Your current all-in cost includes the FX spread, which is usually the largest part of it and rarely appears on an invoice. Correspondent bank fees on a wire are not included on either side.
Pricing questions
What does Plaitr cost?
0.75% on money in and money out, on the free Standard plan. Premium is $99 a month and drops that to 0.50%. Enterprise removes the percentage from ACH and wires entirely and is priced against your volume. There is no setup fee, no per-seat price and no minimum balance on Standard.
Is the 0.75% charged on money coming in as well as going out?
Yes, both directions. The same rate covers money arriving through your local account details and money you send out. We say so plainly because the alternative, pricing collections separately, is how a quoted rate ends up smaller than a bill.
Which plan should I pick?
Standard if you are starting out, because it is free and has no minimum balance. Premium pays for itself on movement alone at roughly $40,000 a month, since it saves 0.25%; below that you are buying the same-day compliance, the Slack channel and the roadmap rather than the rate. Enterprise is worth a conversation once bank rails are most of your volume, because that is where the percentage comes off entirely.
Why are ACH and wires free on Enterprise but not on Standard?
Because at enterprise volume the percentage stops being a sensible way to charge. Below that it is the simplest honest price we can publish: one number, both directions, no spread. Where your volume changes that arithmetic, the rate is quoted per account rather than taken from a public table.
How does Plaitr's FX pricing work?
Plaitr converts at the mid-market rate with no hidden spread, on every plan. The rate you see is the rate applied rather than a marked-up one, and the percentage above is the fee. That separation is the point: a 3% markup on $10,000 costs $300 and never appears as a line item, whereas a stated percentage does.
Who pays the blockchain network fee on a stablecoin payout?
We do, on every plan. Payouts are gasless, so gas is our cost rather than a line on your bill. Payouts settle on Solana, Tron, Ethereum, Base and Arbitrum.
Which currencies and countries can I actually use today?
You can hold local account details and pay out in USD, EUR, GBP, AED, INR, SGD and IDR, plus international wires over SWIFT. Everything lands as one USD balance. If you need a corridor that is not on that list, Enterprise can have it built, usually on a timeline agreed up front.
Do I earn anything on the balance?
Not today. There is no yield product and no treasury product: the balance sits in a Squads smart account that belongs to your business, signed by a wallet your team controls, and Plaitr does not invest it, lend it or pay interest on it. 4-5% APY on an idle balance is on the Premium roadmap for Q1 2028.
When do Plaitr corporate cards launch, and what will they cost?
Custom-branded virtual and physical corporate cards are launching soon. They share one balance with the rest of the account and carry per-card spend controls. Interchange and any paid tiers will be announced closer to launch, so no card pricing is published today.
Can I change plan later?
Yes. Standard has no commitment and no minimum balance, so moving up to Premium is a subscription you start when the volume justifies it and stop when it does not. Enterprise terms are agreed in a contract, which is the point of them.
Can’t find your answer here?
Book a demoBring your real volumes, not a plan name.
Standard is free to open, so there is nothing to talk you into at the bottom. If bank rails are most of your volume, the conversation worth having is Enterprise: tell us the corridors you run and the rails you use today, and we will show you the all-in landed cost on both, including the cases where your current provider is the cheaper answer.
Plaitr is a financial technology company, not a bank. Banking services, custody and card issuing are delivered by licensed partner institutions. Product availability, pricing and service levels vary by country and may change without notice. Applicable fees and FX rates are disclosed to the customer before each transaction is submitted. Displayed FX rates are indicative mid-market rates sourced from public reference feeds and refreshed in real time. Nothing on this page is a quote, and it is not tax or legal advice.