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Get paid in USDC on Ethereum, Base and Arbitrum

Your customers can now pay you on four networks instead of one. Whatever network they send on, the money lands in the same balance, ready to spend or withdraw.

Plaitr Team4 min read

Until this week, a Plaitr account gave you one place to be paid in USDC. That was fine if your customer already held USDC there. If they did not, you were asking them to move money across networks before they could pay you — a step that has nothing to do with your invoice, and one plenty of finance teams will simply refuse.

From today your account has a receiving address on Ethereum, Base, Arbitrum and Solana. Your customer pays on whichever they already use. The money arrives in the same balance either way.

What changes for you

Nothing, which is the point.

You get four addresses instead of one. Send your customer the one that matches the network they hold funds on. When their payment lands, it is swept to your spendable balance automatically — no claim step, no second transaction, no decision for you to make.

Your balance stays a single number. There is no per-network wallet to track, no stranded funds on a chain you never use, and no reconciliation work created by the fact that a customer chose Base over Ethereum.

Why four networks and not one

Because your customer's network is not your choice to make.

A supplier who keeps working capital on Base is not going to bridge it to pay you. A buyer whose treasury sits on Ethereum is not going to open a new wallet. Every network you cannot accept is a payment that either arrives late, arrives through a bank, or does not arrive.

Adding networks is not a technical feature. It removes a reason for someone not to pay you.

What it costs

One dollar per payment, flat. Not a percentage.

That is the whole fee. Moving the money between networks costs you nothing extra, and we pay the network fees on both sides rather than passing them on.

Compare that to the alternative your customer is probably using. An international wire runs twenty-five to fifty dollars in fixed charges, plus two to four percent lost in the exchange rate your bank sets. On a ten thousand dollar invoice that is three hundred to five hundred dollars, and it takes until Tuesday.

A flat dollar means the cost of being paid stops scaling with the size of the invoice. A hundred thousand dollar payment costs the same dollar as a thousand dollar one.

How long it takes

Seconds, not days.

A payment lands, gets swept, and shows as spendable in well under a minute in normal conditions. It does not wait for a cut-off time, it does not stop on Saturday, and it does not sit with a correspondent bank over a public holiday.

Is my money moving through someone else's hands?

No. Payments between networks use Circle's Cross-Chain Transfer Protocol, which is the issuer's own mechanism: the USDC is destroyed on the network it arrived on and reissued on the one it is going to. Circle issues USDC, so this is the same institution that backs the token in the first place.

There is no third party holding the funds in between, no liquidity pool to be drained, and no exchange rate applied to a dollar that is already a dollar.

What you need to do

Nothing. The addresses are already in your account.

Open the receive screen, choose the network your customer asked for, and send them that address. If you only ever use one, carry on using it.


Four networks today, more as our customers ask for them. If the network you need to be paid on is not on the list, tell us which one and why — that is how this one got built.

Try Plaitr

Plaitr is business banking for founders who don't live in the US but sell to US customers: self-custodial, multi-currency and stablecoin-native, on one account.